Free · No credit pull · 5 minutes

Texas Buyers - Compare the home loan options you may qualify for, in minutes.

Answer a few questions and get an instant side-by-side estimate across all major loan programs, so you can see how much home you could realistically afford before talking to a Real Estate Agent. And the best part is that your contact information is not required to receive your results.

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Compare Loan Types
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Down Payment Assistance 
30+
Years of experience
230+
Loan Factory Lenders
~5 min
Time to results
Sample results preview
Estimated max purchase price
$435,000
VA · 0% down
Loan types you may qualify for
Conventional
$412,000$2,640/mo
FHA
$398,500$2,710/mo
VA
$435,000$2,520/mo
Down payment assistance available
Sample only — your numbers will differ.
Angel Rodriguez, mortgage loan officer
Angel Rodriguez
NMLS #322455 · Loan Factory

Free mortgage comparison calculator. No login or contact information required.

Enter your financial details once to compare estimated Conventional, FHA, VA, USDA, and down payment assistance options side by side.

Every major loan type. One estimate.

Most calculators show you one option. Mine shows you all of them, so you can see how your monthly payment, down payment, and max purchase price change across each loan type.

Conventional
As little as 3% down
FHA
3.5% down, flexible credit
VA
0% down for eligible veterans
USDA
0% down in rural areas
DPA
Down payment assistance overlays

Ready to see your numbers?

Free, instant, and no credit pull. You'll see exactly which loan types fit and how much home you could afford.